Advice to your younger self?

A survey¹ has found that 51% of people would tell themselves to start saving as soon as they can. Meanwhile, 41% would say to take more care of their health, and a third would advise worrying less about what other people think. 

How old do you feel? 

The same report also asked UK adults when they are likely to start feeling old, with most respondents saying their 50s and 60s. However, with people living longer, you could only be halfway through your life at the age of fifty. That’s why it’s important to have a financial plan in place that will allow you to enjoy a long and happy retirement. 

No regrets 

Regardless of how old you are, it’s never too late to heed the advice and start saving, while having an emergency fund should be an objective, putting money into your pension should be a key priority too. Even a small increase in contributions can have a significant impact on the opportunities you create for yourself in later life. 

Talk it through 

Everyone’s goals for retirement are different. We can help you understand how much you need to save depending on your specific needs. 

¹Aegon, 2024 

The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated.